While you are giving thanks for all your blessings, it is a perfect opportunity to also
take a moment to think about your beneficiary forms.
Although a will controls the distribution of some assets, your beneficiary forms, not
your will, controls the distribution of your IRA and 401(k) assets.
It’s important to conduct a Beneficiary Review at least once per year to make sure you
have named or removed all the beneficiaries you want. You can also preserve an
opportunity for your loved ones to stretch RMDs over their individual life
expectancies. Using a multi-generational distribution strategy, those inherited
retirement assets continue to grow tax-deferred or even tax-free in the case of a Roth
IRA.
Your local retirement distribution specialist can help you with a Beneficiary Review,
make an appointment for this FREE service today!

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